adslot1
adslot2
adslot3
adslot4
kerajaan sahaja swasta xlayak
info ccris ctos blacklist
kerajaan sahaja swasta xlayak

php hit counter

 

Pengenalan Pinjaman Peribadi Yayasan Perlis Berhad @ RCE (YYP) / Personal Loan

Bahasa Melayu | English Version

Produk pinjaman peribadi terkini dari Yayasan DPM Perlis @ RCE (Dewan Perniagaan Melayu Perlis Berhad) untuk kakitangan Tetap dan Kontrak. Sila baca halaman ini dan beberapa halaman seterusnya untuk mengetahui skim pinjaman peribadi yang bersesuaian dengan situasi anda.

Pinjaman Peribadi YAYASAN RCE interest 7.88% sahaja

Ingin dimaklumkan bahawa kadar interest terkini bagi personal loan Yayasan Perlis RCE (YYP) adalah 7.88% dan tiada lagi interest rendah seperti 6.88% kerana interest 6.88% kini ditawarkan hanya kepada goverment staff (AG) dan polis yang diambil alih oleh Yayasan Ihsan Rakyat (YIR). Ini bermakna Yayasan Perlis RCE (YYP) hanya dibuka kepada kakitangan non AG (seperti Dewan Bandaraya, Majlis Daerah dan Majlis Perbandaran, Universiti dan Hospital serta GLC terpilih).

Kriteria utama membolehkan pinjaman ini dilakukan adalah pendapatan (gaji pokok+elaun tetap) mestilah melebihi Rm2,000 dan gaji bersih mestilah tidak kurang dari Rm900 selepas pinjaman baru dibuat. Contohnya sekarang ini pada payslip bulan ini gaji bersih pemohon adalah Rm1000 tetapi pihak Yayasan Perlis RCE hanya membenarkan potongan ansuran bulanan setakat Rm100 sahaja kerana gaji bersih selepas pinjaman baru dengan Yayasan RCE mestilah tidak kurang dari Rm900.

Harap maaf kerana pihak kami tidak dibekalkan dengan jadual pembayaran Yayasan RCE Perlis dengan interest 6.88% dan 7.88%. Syarat-syarat untuk loan application adalah seperti berikut:-

  1. Kadar interest 7.88%.
  2. Umur pemohon mestilah 26 tahun dan ke atas. Jika kurang beberapa bulan untuk mencapai umur yang ditetapkan, maka permohonan akan ditolak.
  3. Tempoh processing loan adalah 4-7 hari sekiranya dokumen lengkap. Jika ada dokumen yang tidak lengkap atau pending maka proses akan dikira semula.
  4. Blacklist CTOS melebihi Rm20k dibenarkan tetapi kadar interest dinaikkan menjadi 10%.
  5. Jadual Pembayaran RCE>>

Pinjaman Peribadi Yayasan Perlis @ RCE (YYP) interest 4.99%- Berjawatan TETAP (ditutup)

Harap maaf kerana kadar interest 4.99% pinjaman 22 tahun dan max Rm250k ditutup buat masa ini.

Berikut adalah kriterianya:-

  1. Terbuka kepada kakitangan kerajaan (AG), Polis , Kerajaan Negeri (state govt.), Lembaga Hasil Dalam Negeri (LHDN), Universiti Kebangsaan Malaysia (UKM), Hospital UKM (HUKM), Institut Jantung Negara (IJN), Pusat Perubatan Universiti Malaya (PPUM) sahaja.
  2. Mesti berkhidmat sekurang-kurangnya tujuh (7) tahun untuk menikmati kadar 4.99% ini.
  3. Tempoh pembiayaan sehingga 20 tahun (dahulunya 22 tahun).
  4. Jumlah pinjaman sehingga RM250,000.
  5. Had umur minimum 20 tahun ke atas.
  6. Jumlah pendapatan (gaji pokok+elaun tetap=RM5,000 dan ke atas. Jika kurang, interest menjadi 5.99%).
  7. Payout 91% tolak deposit 2 bulan.
  8. Kakitangan kerajaan (AG) dan polis perlu berkhidmat sekurang-kurangnya minima 3 tahun dan ke atas (max. loan RM250,000).
  9. ***Perlu mendapatkan cop pesuruhjaya sumpah dari pesuruhjaya sumpah yang terpilih. Sila klik pautan ini untuk mendapatkan lokasi pesuruhjaya sumpah http://www.kehakiman.gov.my/?g=en/node/672

Yayasan Perlis RCE Berhad @ RCE sehingga 22 tahun & RM250,000- Tetap dan Kontrak- interest 5.99% (ditutup)

Personal loan interest 5.99% ini dibuka kepada non AG. Sila teliti syarat-syarat seperti dibawah:-

  1. Terbuka kepada kakitangan kerajaan (AG), Polis , Kerajaan Negeri (state govt.), Hospital, GLC/ Majlis/ Lembaga/ Yayasan.
  2. Interest 5.99% flat rate.
  3. Tempoh pembiayaan sehingga 22 tahun.
  4. Jumlah pinjaman maksima RM150,000.
  5. Had umur minimum 18 tahun ke atas.
  6. Payout 91% tolak 2 bulan deposit.
  7. Kakitangan kerajaan (AG) dan polis mestilah berkhimat sekurang-kurangnya satu (1) tahun sehingga 3 tahun dengan jumlah pendapatan (gaji pokok+elaun tetap=RM1,800 ke atas) manakala yang berkhidmat 3-5 tahun mestilah berpendapatan sekurang-kurangnya Rm2,000.
  8. Kakitangan Kerajaan Negeri (state govt.), Hospital, GLC/ Majlis/ Lembaga/ Yayasan/ Universiti perlulah berkhidmat diantara 1-3 tahun yang berpendapatan RM1,8000 (max. loan RM100,000 dan tempoh pinjaman max 15 tahun).
  9. Bagi pemandu am rendah dan pemandu bagi kategori AG, Polis dan state govt. perlulah berkhidmat sekurang-kurangnya enam (6) bulan hingga 5 tahun (max. loan RM60,000 sahaja dibenarkan & max. 15 tahun).

Pinjaman Peribadi Yayasan Perlis @ RCE interest 7.88%- Berjawatan KONTRAK (ditutup)

Harap maaf, pihak kami tidak mengambil pemohon yang berjawatan kontrak. Akan dimaklumkan jika sudah dibuka kembali.

  1. Terbuka kepada kakitangan kerajaan (AG), Polis , Kerajaan Negeri (state govt.), Hospital, GLC/ Majlis/ Lembaga/ Yayasan.
  2. Interest 7.88% flat rate. Payout 87%.
  3. Tempoh pembiayaan sehingga 22 tahun, pinjaman maksima 15X Gaji atau sehingga RM60,000.
  4. Had umur minimum 18 tahun ke atas.
  5. Jumlah pendapatan (gaji pokok+elaun tetap=RM700).

Pinjaman Peribadi Yayasan Perlis RCE (YYP) untuk berjawatan Kontrak Kerajaan (AG) (ditutup)

Harap maaf, pihak kami tidak mengambil pemohon yang berjawatan kontrak. Akan dimaklumkan jika sudah dibuka kembali.

  1. Pemohon yang baru berkhidmat antara 6 bulan hingga 1 tahun: Max. loan 15X gaji atau RM15,000. Pembiayaan within contract.
  2. Pemohon yang berkhidmat 1 tahun atau lebih (auto renewal): Pinjaman 15X gaji atau RM30,000 max. Pembiayaan antara 3-7 tahun.
  3. Pemohon yang telah berkhidmat dari 7 tahun atau lebih: Max. pinjaman 15X gaji atau max. RM60,000.

Pinjaman Peribadi Yayasan Perlis @ RCE interest 7.88%- Berjawatan KONTRAK Kerajaan Negeri (state govt.), hospital/ GLC/ Majlis/ Agama/ Yayasan/ Pembantu Am Rendah/ Pemandu (ditutup)

Harap maaf, pihak kami tidak mengambil pemohon yang berjawatan kontrak. Akan dimaklumkan jika sudah dibuka kembali.

  1. Pemohon yang baru berkhidmat antara 6 bulan hingga 1 tahun: Max. loan 15X gaji atau RM15,000. Pembiayaan within contract.
  2. Pemohon yang berkhidmat 1 tahun atau lebih (auto renewal): Pinjaman 15X gaji atau RM30,000 max. Pembiayaan antara 3-7 tahun.
  3. Pemohon yang telah berkhidmat dari 7 tahun atau lebih: Max. pinjaman 15X gaji atau max. RM60,000.

Pinjaman Peribadi Yayasan Perlis@ RCE interest 7.88%- Berjawatan TETAP (bagi SYARIKAT YANG ADA POTONGAN BIRO ANGKASA) (ditutup)

Harap maaf, pihak kami tidak mengambil pemohon yang berjawatan TETAP yang bekerja di sektor swasta. Akan dimaklumkan jika sudah dibuka kembali.

  1. Pemohon yang baru berkhidmat antara 1 tahun ATAU lebih: Max. loan 15X gaji atau RM15,000. Tempoh pembiayaan selama 5 tahun.
  2. Pemohon yang berkhidmat 3 tahun atau lebih: Pinjaman 15X gaji atau RM30,000 max. Tempoh pembiayaan 7 tahun.

Berminat? Cara berkomunikasi

Call/SMS/Whatsapp: 019-2983056 (Berikan Nama, No.IC, Jabatan & Lokasi, no telefon pejabat, no handphone (sekiranya no berlainan dengan no whatsapp), Tetap/Kontrak, Gaji Pokok, Elaun Tetap dan Jumlah Potongan pada Slipgaji), FaceBook/E-mel: hashimbank@gmail.com.


Introduction to Perlis Berhad Foundation@ RCE Foundation (Yayasan Perlis) Personal Loans

The latest personal loan product of DPM Foundation Perlis @ RCE (Malay Chamber of Commerce Malaysia Berhad) for permanent and contract staff. Please read to find out some personal loan schemes that are appropriate to your situation.

RCE FOUNDATION Personal Loan interest just 7.88%

Please be informed that the current interest rate for Perlis RCE Foundation personal loans (Yayasan Perlis) is 7.88% and no more interest as low as 6.88% currently offered to government staff (AG) and the police were taken over by the Ihsan People Cooperative Foundation (YIR). This means Perlis RCE Foundation (Yayasan Perlis) is only open to employees of non AG (such as the City Council, District Council and the Municipal Council, the University and Hospital and elected GLC).

The main criteria enabling these loans is income (base salary + fixed allowances) must exceed RM2,000 and net salary must not be less than Rm900 after the new loan is made. For example, today in this month's net salary payslip applicant is RM1000 but the RCE Foundation only allows a deduction for monthly installments of RM100 only. The net salary after a new loan with the Foundation RCE must not be less than Rm900.

We are sorry because we are not supplied with the payment schedule RCE Foundation Perlis with interest of 6.88% and 7.88% but you can refer to Ihsan Foundation's page for references. You need to add Rm20 as monthly cooperative fess form the payment table. Terms and conditions for the loan application is as follows: -

  1. Interest rate of 7.88%.
  2. Applicants must be 26 years of age and above. If less than a few months to reach the age specified, then the application will be rejected.
  3. Loan processing period is 4-7 days if the documents are complete. If a document is incomplete or pending then the process will be recalculated.
  4. Blacklist CTOS than RM20k can pass but interest rate was increased to 10% pa.
  5. RCE repayment Schedule>>

Perlis @ RCE Foundation (Yayasan Perlis) Personal Loans interest rate of 4.99% - permanents (closed)

We are sorry for 4.99% interest rate loan, 22 years max loan duration and maximum loan amount Rm250k currently closed.

Here are the criteria: -

  1. Open to government employees (AG), the Police, the State Government (state govt.), Inland Revenue Board (IRB), Universiti Kebangsaan Malaysia (UKM), UKM Hospital (PPUKM or formerly knows as HUKM), National Heart Institute (IJN), Universiti Malaya Medical Centre (UMMC of PPUM) only.
  2. Must serve at least seven (7) years of age to enjoy this rate was 4.99%.
  3. Term financing of up to 20 years (previously 22 years).
  4. Total loans of up to RM250,000.
  5. Minimum age limit of 20 years and above.
  6. Total income (base salary + allowances fixed = RM5,000 and above. If less, a 5.99% interest).
  7. Payout 91% less deposit 2 months.
  8. Government employees (AG) and the police have to serve at least a minimum of 3 years and above (max. Loan RM250,000).
  9. *** Need to get a commissioner for oaths stamping of the elected commissioner of oaths. Please click this link to get the location of a commissioner of oaths http://www.kehakiman.gov.my/?g=en/node/672

Perlis Berhad Foundation @ RCE RCE up to 22 years and RM250,000- Permanent and Contract - 5.99% interest (closed)

Personal loan interest 5.99% is open to non AG. Please check the conditions as below: -

  1. Open to government employees (AG), the Police, the State Government (state govt.), Hospital, GLC / Council / Board / Foundation.
  2. 5.99% flat interest rate.
  3. Term financing of up to 22 years.
  4. The maximum loan amount of RM150,000.
  5. Minimum age limit of 18 years and above.
  6. Payout 91% minus 2 months deposit.
  7. Government employees (AG) and the police have to serve at least one (1) year to 3 years with total income (base salary + allowances fixed = RM1,800 and above) while serving 3-5 years must be earning at least RM2, 000.
  8. State Government Employees (state govt.), Hospital, GLC / Council / Board / Foundation / University must serve between 1-3 years RM1,8000 income (max. RM100,000 loan and loan period max 15 years).
  9. For general low supporting employees and the driver for categories AG, Police and state govt. must be served at least six (6) months to 5 years (max. RM60,000 loan is allowed and max. 15 years).

Perlis Foundation Personal Loan@ RCE interest 7.88% - Holding the post CONTRACT (closed)

Sorry, we do not take applicants who are employed on contracts. Will be informed if it is reopened.

  1. Open to government employees (AG), the Police, the State Government (state govt.), Hospital, GLC / Council / Board / Foundation.
  2. 7.88% flat interest rate. Payout 87%.
  3. Term financing of up to 22 years, the maximum loan 15X salary or up to RM60,000.
  4. Minimum age limit of 18 years and above.
  5. Total income (base salary + allowances fixed = RM700).

Perlis RCE Foundation Personal Loan (Yayasan Perlis RCE) for holding the Government's Contracts Staff(AG) (closed)

Sorry, we do not take applicants who are employed on contracts. Will be informed if it is reopened.

  1. New applicants served between 6 months to 1 year: Max. 15X salary or RM15,000 loan. Financing within the contract.
  2. Applicants who served one year or more (auto renewal): Loan 15X max salary or RM30,000. Financing between 3-7 years.
  3. Applicants who have served from 7 years or more: Max. loans or salary 15X max. RM60,000.

Perlis Foundation @ RCE Personal Loan interest 7.88% - Holding the post CONTRACT State Government (state govt.), Hospital / GLC / Assembly / Council / Foundation / Assistant / Driver (closed)

Sorry, we do not take applicants who are employed on contracts. Will be informed if it is reopened.

  1. New applicants served between 6 months to 1 year: Max. 15X salary or RM15,000 loan. Financing within the contract.
  2. Applicants who served one year or more (auto renewal): Loan 15X max salary or RM30,000. Financing between 3-7 years.
  3. Applicants who have served from 7 years or more: Max. loans or salary 15X max. RM60,000.

Perlis Foundation Personal Financing@ RCE interest 7.88% - permanent (for DEDUCTIONS BUREAU OF COMPANIES THAT HAVE ANGKASA DEDUCTION CODE) (closed)

Sorry, we do not take applicants who are employed as permannet basis in private sector. Will be informed if it is reopened.

  1. New applicants worked between 1 year OR more: Max. 15X salary or RM15,000 loan. Term financing for 5 years.
  2. Applicants who served three years or more: RM30,000 loan or salary 15X max. 7-year financing period.

Interested? How to communicate

Call / SMS / Whatsapp: 019-2983056 (Give name, No.IC, Departments & Locations, office telephone number, mobile phone number(if no different with WhatsApp number), Permanent / Contract, Basic Salary, Fix Allowances and Total Deductions on latest payslip), FaceBook / E-mail: hashimbank@gmail.com.